You see...I was tested to my limits in 2014. Folks have it hard all around, I know. My story is just that...mine. My saga...the year began with unemployment...then moved to me starting-up a new business with a partner who turned out to be not the right match which ended that start-up quickly...I then rebranded and started Gannon Solutions...was evicted thanks to my participation in AirB&B....broke my nose, a rib and a foot...caught pneumonia...and this is just the first 6 months of the year I'm talking. I refuse to bore you with the rest of my year. However, I will tell you things became much worse.